when it comes to places in California that feel like one big outdoor playground, Ventura County, on the south end of the Central Coast, stands out as a sun- and wave-splashed surprise. Colombus’ voyages to the “New World” were just the beginning of the intermingling of peoples and cultures that formed our nation; this rich and varied history is reflected in the prehistoric and historic sites, buildings, structures, objects and districts found throughout the land. California Coast has a long history of member service. As the oldest credit union in San Diego, we were founded by a group of educators. Our founding members also included Solar Aircraft Employees in 1939, followed by telephone employees in 1947, and many more. Today, we serve all residents in Greater San Diego and Southern Riverside counties. In 2008, California Coast joined with First Future Credit Union in a historic merger. First Future also brought a proud history, serving members since 1939. The result is an even greater California Coast. California is bounded by the U.S. state of Oregon to the north, by the states of Nevada and Arizona to the east, by the Mexican state of Baja California to the south, and by the Pacific Ocean to the west. From the rainy northern coast to the parched Colorado Desert in the south, and from the Mediterranean-like central and southern littoral to the volcanic plateau of the far northeast, California is a land of stunning physical contrasts. Both the highest and lowest points in the 48 conterminous states are in the state of California—Mount Whitney and Death Valley, respectively. The former is the culminating summit of the Sierra Nevada, one of the major mountain ranges of North America.